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Covid-19 Travel Insurance For Schengen

Why get Luma Schengen Pass

  • Cover starts from 30,000 EUR

  • Choose the length of your coverage, from 1 to 180 days

  • Covers for your travels in Europe

Who is it for?

  • From 4 weeks to 75 years old

  • For all nationalities

Why choose Luma?

  • Apply online and receive certificate by email

  • Trusted by more than 60,000 travelers

  • Recognized by embassies around the world

Apply For Luma Schengen Pass

BENEFITS (EUR)
Plan 1
Plan 2
Plan 3
Insurance premium price per person
MEDICAL EXPENSES AND EMERGENCY ASSISTANCE: Covers the cost of medical treatment arising from illness or accident injury for both Inpatient and Outpatient.
€ 30,000
€ 60,000
€ 100,000
Medical Expenses: Fees for hospitalization, surgery, ambulance, medicine and tests with a maximum of 240 EUR per day for hospital room and board
Up to Limit
Up to Limit
Up to Limit
Follow-up Care: Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country
-
€ 3,000
€ 5,000
Emergency Evacuation: Emergency evacuation to the nearest facility capable of providing adequate medical care
Up to Limit
Up to Limit
Up to Limit
Repatriation: Repatriation to the country of origin when the Company and attending physician determine that it is necessary
Up to Limit
Up to Limit
Up to Limit
Hospital Cash Allowance: 40 EUR for each complete day the Insured Person is hospitalized over 24 hours as a result of a covered disability
-
-
€ 600
Additional Costs of Travel & Accommodation: Additional travelling Costs of the Insured Person for returning to the country of origin and Additional Costs of Accommodation incurred by the Insured Person or an Insured immediate family member or traveling companion when such Costs arise from hospitalization due to a covered disability necessitating Medical evacuation of the Insured Person
-
€ 500
€ 800
Family Member Visit: Travelling costs for 1 immediate family member to join the Insured Person who is confined in hospital for more than 5 days or is dead abroad
-
€ 500
€ 800
Return of Children: Reasonable additional accommodation and travelling expenses for unattended insured children (age below 16) return to the country of origin
-
€ 500
€ 800
Mortal Remains: Transportation charges for repatriation of the mortal remains to the country of origin
€ 1,800
€ 1,800
€ 1,800
PERSONAL ACCIDENT: Accidental death or permanent disability including loss of one or more limbs or loss of sight in one or both eyes. The limit of cover for children under 18 is 1,000 EUR
-
€ 1,000
€ 3,000
INCIDENTAL COVER: Covers incidents during the trip
Baggage and Personal Effects: Loss or damage directly resulting from accident, theft, burglary, robbery or mishandling by carriers to the Insured Person's baggage or personal items carried. The limit is 200 EUR per item and 300 EUR per pair or set. Loss of laptop is limited to 300 EUR
-
€ 300
€ 700
Baggage Delay: Emergency purchases of essential items of toiletries and clothing up to a maximum of 53 EUR per article when the checked baggage is delayed for at least 6 hours from the time of arrival in the eligible countries within the zone of coverage
-
€ 100
€ 300
Loss of Travel Document: Cost of obtaining replacements of passport, air tickets; travel expenses and accommodation incurred to obtain such replacement arising from theft, burglary, robbery and accidental loss. Maximum limit per day for travel and accommodation expenses is 120 EUR for plan 2 and 160 EUR for plan 3
-
€ 300
€ 500
Personal Money: Loss of cash, bank notes and travelers checks arising from theft, burglary or robbery
-
€ 100
€ 200
Travel Delay Cash Allowance: If the Insured Person need not pay additional travelling cost in the event of travel delay, the Insured Person will be indemnified at 20 EUR for each full 6 hours delay.
-
-
€ 100
Curtailment of Trip or Cancellation Charges: Reimbursement of irrecoverable prepaid travel arrangement deposits or any increased cost of travel in the event of death, serious injury or illness of the Insured Person, immediate family members, close business partner or travel companion of the Insured Person; witness summons, jury service, natural disasters at the planned destination or complete destruction of the Insured Person’s principal residence.
-
-
€ 2,000
Personal Liability: Indemnity against legal liability to a third party as a result of accidental injury or loss or damage to property during the Period of Insurance. (This benefit does not apply to the use or hire of motorized vehicles)
-
€ 1,000
€ 3,000
Rental Car Excess Cover: Reimbursement of excess which the Insured Person is liable to pay for accidental loss or damage to a rental car.
-
-
€ 250

Insured No.1

Please fill in English only

Gender

Prefix

Insurance information

Insurance Plan:

Departure Country:

Arrival Date in Europe:

The period of coverage:

Total Price:

First Destination Country:

Departure Date from Europe:

Zone of Coverage: Europe (including European Union, Schengen Area, United Kingdom, Liechtenstein, San Marino, Andorra, Monaco, Vatican City)

Price per Person:

Insured No. 1

Name:

Passport number:

Tel.:

Country:

City:

Address:

Beneficiary:

Nationality:

Gender:

Date of Birth:

Email:

Beneficiary's full name:

Relationship with beneficiary:

Emergency Contact Name:

Emergency Contact Phone:



Luma Care Co., Ltd.

Order number:

Total amount:


Secured by   

Terms and Conditions:

1. The earliest policy start date shall be the purchase date, not before.

2. The maximum period of insurance for this Policy shall be 180 consecutive calendar days.

3. Applicants must be aged from 4 weeks to 75 years old.

4. Children under the age of 7 years old must be accompanied by an adult who is also insured under the same Policy.

5. The sum insured for Personal Accident for children under 18 years old shall not exceed 1,000 EUR.

6. Policy holders shall submit claims within 6 months after occurred date of the claims.

7. There is no direct billing for medical expenses unless the arrangement is coordinated by the Insurer or its designated assistance company.

8. This policy does not cover preexisting conditions, general exclusions nor medical expenses exclusions as stated in the Policy Wording.

9. The zone of coverage of Luma Schengen Pass refers to the countries eligible for coverage as stated in the Certificate of Insurance. You will be covered during your insurance policy period for regional or multiple trips within countries included in the zone of coverage.

10. This Policy is only valid for leisure travel or business travel (limited to administrative and non manual works only) and NOT cover for travel to any of the countries within the zone of coverage to seek for medical treatment.

11. In case the Insured’s country of origin is one country within eligible zone of coverage, the Policy does NOT cover for any losses or expenses arising from the country of origin of the Insured.

12. In case the Insured would like to purchase another policy after first policy expires, there shall be no gap in coverage and total duration of coverage of all policies combined shall not exceed 180 days. Policy holders reaching 76 years old during the policy are not eligible to purchase a new policy. Any event or condition that occurred before the new policy start date is considered pre-existing and the Insured is not able to claim for any of these conditions under the new policy. Should the Insured be actively treated or under the supervision of a Physician or Surgeon, the Insured is not eligible to purchase another policy.